It was a pretty expensive December for us, with Christmas, my truck breaking down, and record snowfalls requiring a snowblower. Thankfully we have a nice chunk of cash is savings.

I think saving money is just as addictive as spending it. Back in my college years I had the problem of spending too much. I got into a little credit card debt. It wasn’t too bad, but bad enough that I learned my lesson. When we wanted to move into a house we couldn’t because of my credit cards. We settled for a mobile home and vowed to knock out the credit cards.

They have been paid off for quite a few years now, and we have been in our house for a year and a half. Now, every payday, I look forward to added more to our savings. It’s a great feeling to know that if something disastrous were to happen, we would probably be ok money wise.

I am not much for New Year’s resolutions, but I do plan of trying to put more money into our savings. I calculated that we put about 15% of our income into savings last year. My goal it to try and put 20-25% into savings this year.